First Home Buyer Scheme and Market Trends
An expansion of a government-backed first home buyer scheme has been associated with specific price movements in the real estate market, particularly within its lower segment.
Property Price Analysis
Data compiled by the analytics firm Cotality indicates distinct trends during the final three months of 2025:
- Eligible Properties: Homes qualifying for the scheme, which allows for a 5 percent deposit, experienced a price increase of 3.6 percent.
- Ineligible Properties: Properties not covered by the scheme saw a price increase of 2.4 percent.
These figures suggest that the cost of properties at the market's lower end, typically those eligible for the scheme, has grown at a rate exceeding that of broader housing values.